If you or somebody you care about has been involved in an accident that was caused by another person’s negligence, there are several steps you can take to ensure maximum compensation. However, you also need to be careful in these cases, because there are some statements you can make that could jeopardize the compensation you receive. At the Dan Doyle Law Group, our Philadelphia car accident attorneys want to discuss some of these harmful statements and how you can avoid them.
The aftermath of a car accident can be incredibly confusing. When the dust is settled and after you have sought medical attention for your injuries, you need to start thinking about the insurance claim.
It is important to remember that insurance carriers are “for-profit” entities and will do what they can to ensure they pay as little as possible in a settlement. There are several statements that a person can make that could harm their case and thereby lower how much they receive in compensation. Here, we want to give some tips about what you should say to an insurance carrier when they start calling after an accident.
Always be polite and remain calm when speaking to the insurance carriers. Getting angry with an insurance adjuster will not help you when it comes to a personal injury settlement.
You do not need to give overly detailed information about yourself. An insurance adjuster needs to know your full name, address, and phone number. You can tell them what type of work you do and where you are employed. Beyond this information, you do not need to tell them anything else about your personal life.
You may be pressed to state the accident and how it happened. The insurance adjuster may also engage in polite conversation in which there subtly try to get information about the accident. You should refuse to discuss any facts of the case except basic information such as where and when the accident occurred, the vehicles involved, and the identity of any witnesses.
You do not have to give any details about your injuries to the insurance adjuster right away. In the immediate aftermath of an accident, you may not know the full extent of your injuries or how long your recovery will take. Discussing your injuries with an insurance adjuster right away could lead to an inappropriate settlement offer being made.
An insurance adjuster may push you to give a recorded statement. You do not have to do this, and you can refer any questions to an attorney. An insurance adjuster could use any information you give them in a recorded statement against you.
If you or somebody you care about has been injured in an accident that was caused by another person’s negligence, seek legal assistance today. At the Dan Doyle Law Group, we want to help ensure you receive maximum compensation for your claim. This can include: